BUSINESSES & SERVICES

Our businesses & services

Americas custody architecture, global life insurance, policy financing, family office governance, succession and local group insurance. All business lines follow four stages: architecture design → mandated execution → independent custody → auditable reporting. The group makes no promises of investment returns.

Family trust & succession

Family Trust & Succession

Holding and succession structures for international families, including trust establishment, trustee governance, beneficiaries, family charters and next-generation governance.

Services

Trust architecture & legal advice coordination
Trust governance documents & annual reviews
Family charters & beneficiary education
Equity & real estate contribution structures
Coordination with insurance & philanthropic vehicles

Client focus

Multinational families, business succession, cross-border marriages & minor beneficiaries

Delivery model

Architecture design → Mandated execution → Independent custody → Auditable reporting

Accountable entities: Hong Kong SAR, China · Asia capital, Los Angeles, US · Americas wealth · Supporting entities: United Kingdom · Europe, Group headquarters

Scope & limitations · Legal advice is provided by local licensed lawyers. This fictional entity coordinates structures and governance and does not claim licensed trustee status.

Private banking & custody architecture

Private Banking & Custody Architecture

Custody and private banking arrangements covering account permissions, asset segregation, reconciliation and reporting. The group does not operate a bank.

Services

Custodian selection & due diligence
Account permissions & dual-control design
Asset segregation & collateral arrangements
Consolidated multi-custodian reporting
Custody fee & FX cost analysis
Annual control review

Client focus

High-net-worth individuals, family vehicles & institutions

Delivery model

Architecture design → Mandated execution → Independent custody → Auditable reporting

Accountable entities: Group headquarters, United Kingdom · Europe, Los Angeles, US · Americas wealth · Supporting entities: Hong Kong SAR, China · Asia capital, Oregon, US · Technology

Scope & limitations · Do not use Bank as the entity's title or imply deposit-taking or deposit insurance. Independent custodians hold client assets.

Global life insurance solutions

Global Life Insurance Solutions

Life insurance architecture and policy administration support for succession, tax and liquidity planning, including market comparisons, financing coordination and beneficiary structures.

Services

Cross-market policy structure comparison
Beneficiary, trust & policy coordination
Policy financing & liquidity coordination
Premium & FX stress testing
Annual policy review & document archiving

Client focus

International families, business shareholders & existing policyholders

Delivery model

Architecture design → Mandated execution → Independent custody → Auditable reporting

Accountable entities: Los Angeles, US · Americas wealth, Hong Kong SAR, China · Asia capital · Supporting entities: United Kingdom · Europe, Group headquarters

Scope & limitations · No specific policy sales or return illustrations; no substitute for licensed insurance or actuarial advice.

COLLABORATION

Supporting business lines (C)

C · B

Global asset deployment

This entity supports coordination and local implementation; group and other entities own the methodology and accountability.

C · F

Corporate & group insurance

This entity supports coordination and local implementation; group and other entities own the methodology and accountability.

Group business model & responsibility matrix →

DELIVERY

Four-stage delivery

Architecture design

Legal vehicles, accounts & permission structures

Mandated execution

Implementation within agreed policies & limits

Independent custody

Client assets held by independent custodians

Auditable reporting

Attribution, limits & annual review